Is it Really a Great Time to Buy Your First Home?

We think it is! Affordability is the best it’s been in 30 years – we’ve seen a 34% decline in housing prices since 2006. And according to Trulia, in 98 of America’s top 100 markets it’s actually cheaper right now to buy than rent. Of course these...

The Perils of the Debt Ceiling

There’s been a lot of talk in the media about the risk of a “double-dip” recession and about raising the debt ceiling. What does it all mean to you? Let’s first talk about what a debt ceiling is. Congress limits the total amount of debt that the...