Today’s Housing Market Is Different

With discussion of a potential economic recession, it’s difficult not to think back to 2008. Does this mean that the housing market now should be compared to the housing market in the years preceding the recession? We actually think the housing market is standing quite...

Recession Talk and Home Builders

As talks of an economic recession continue to increase, homebuilders’ confidence could change. Currently, builder confidence for single-family homes rose to 66 in early August. And their confidence has been well-founded given the circumstances. Optimism Amongst Home Builders Builders have 4 components that lead to this optimism....

Boomerang Buying – It’s Possible!

History has indicated that it’s virtually impossible to get a mortgage after a bankruptcy. It is a whole new housing market today and, while it’s not a cakewalk, it’s definitely possible.  How do you qualify for a home loan after going through a bankruptcy? Zip...

Is it Really a Great Time to Buy Your First Home?

We think it is! Affordability is the best it’s been in 30 years – we’ve seen a 34% decline in housing prices since 2006. And according to Trulia, in 98 of America’s top 100 markets it’s actually cheaper right now to buy than rent. Of course these...

The Perils of the Debt Ceiling

There’s been a lot of talk in the media about the risk of a “double-dip” recession and about raising the debt ceiling. What does it all mean to you? Let’s first talk about what a debt ceiling is. Congress limits the total amount of debt that the...